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"Mortgages can be fun!"

(said no one ever)

But It Doesn't Stop Us From Trying

Julie was a breath of fresh air. She’s smart, experienced, easy to communicate with
If you're in the market for a mortgage broker... seriously, look no further

My hubby and I worked with Julie to purchase our first home and it was awesome
We actually screened a bunch of lenders before we decided to work with Julie, and we are really happy we did the research. Julie kept the process simple for us.    

She was able to help us understand the entire process
I would say without her and her team we probably would have lost our minds worrying over every little thing but she was able to help us every step of the way.

Julie!!!!!! You are the bomb.com!
You made it happen! When others always denied us... Thank you so much for helping us refinance our home! You are a miracle woman!

Her professional yet enthusiastic demeanor immediately put us at ease
...and actually turned an intimidating process into an exciting one. She sent us frequent updates, answered our questions quickly and thoroughly, coordinated with our realtor and escrow and just overall made everything run so smoothly.

THANK YOU JULIE AND TEAM for everything!
Julie not only gave us a great new rate, lower monthly payment but also the confidence that we were in great hands.

Julie is a ROCKSTAR!!!
This has been a positive experience from day one. Julie walked us through the process and was extremely communicative!

Looking for home financing info in Watsonville? We’ve got you covered!

Check out our simple eval flow and you can select whether you want to: get actual rates specific for your scenario (beware of teaser rates!), see how much you qualify for, get pre-approved, or quickly submit your contact info so we can get back in touch.


Get to Know Our Team

We’ve been in the home lending business since 2002 (we are just getting started too!) and we’re so proud to provide our services to those looking for home loans in Watsonville and nearby areas.

Why Choose Us? Our two hundred plus five star reviews on Google, Facebook, Yelp, and Zillow speak for themselves, but if you’re still unsure, know this:

We know we are doing more than just giving you a loan.

…and whether you’re a first time home buyer searching for a mortgage lender licensed in Watsonville, or you’re researching the best rates to refinance, we’ll take the time to ensure you have the best home loan information REGARDLESS of whether you go with our mortgage services.

We’re redesigning the entire loan process to be simple, transparent, and specific for your* financial profile
We pull off mortgage miracles every day using a mix of technology (for speed) and loan experts (for smarts). We have a database of hundreds of loan options that we automagically match your situation with so we can find the best rate for you. Even though, we’ve built our entire process online, you can always get an expert on the phone when you need to.

Lastly, I gotta give props to my local Watsonville spot that you might find me and the team at when we’re not at headquarters. Love. It.


Get to Know Our Team

We’ve been in the home lending business since 2002 (we are just getting started too!) and we’re so proud to provide our services to those looking for home loans in Watsonville and nearby areas.

Why Choose Us? Our two hundred plus five star reviews on Google, Facebook, Yelp, and Zillow speak for themselves, but if you’re still unsure, know this:

We know we are doing more than just giving you a loan.

…and whether you’re a first time home buyer searching for a mortgage lender licensed in Watsonville, or you’re researching the best rates to refinance, we’ll take the time to ensure you have the best home loan information REGARDLESS of whether you go with our mortgage services.

We’re redesigning the entire loan process to be simple, transparent, and specific for your* financial profile
We pull off mortgage miracles every day using a mix of technology (for speed) and loan experts (for smarts). We have a database of hundreds of loan options that we automagically match your situation with so we can find the best rate for you. Even though, we’ve built our entire process online, you can always get an expert on the phone when you need to.

Lastly, I gotta give props to my local Watsonville spot that you might find me and the team at when we’re not at headquarters. Love. It.