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Find Out How Much Home You Can Afford BEFORE You Fall in Love on Zillow!

Home sellers are kinda like the rest of us…

Our friends at OpenListings shared a super helpful mortgage article that inspired us to breakdown three simple reasons WHY it’s important to get pre-approved before you shop for a home:

Are you good for it?

Homer simpson getting pre-declined

Home sellers are kinda like the rest of us…always looking for (pre) approval. Offers from pre-approved buyers carry more weight…because a home finance professional is putting their stamp on what the buyer can afford.



Falling out of love ain’t pretty

ralph wiggum heartbreak


Sure it’s fun to play “make believe”, but generally it’s better to know your budget before you fall in love with a home. Even better yet before your significant other and/or kids fall in love with a home.



The future depends on what you do today

Marge Simpson Gambling


There are always ways to improve your finances so you can hit your home ownership goals. Common examples are credit repair and paying off debt. Uncommon examples (aka not recommended) are gambling and ignoring your taxes. To get beyond the obvious advice, consult a mortgage expert (ahem!)



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My hubby and I worked with Julie to purchase our first home and it was awesome
We actually screened a bunch of lenders before we decided to work with Julie, and we are really happy we did the research. Julie kept the process simple for us.    

She was able to help us understand the entire process
I would say without her and her team we probably would have lost our minds worrying over every little thing but she was able to help us every step of the way.

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You made it happen! When others always denied us... Thank you so much for helping us refinance our home! You are a miracle woman!

Her professional yet enthusiastic demeanor immediately put us at ease
...and actually turned an intimidating process into an exciting one. She sent us frequent updates, answered our questions quickly and thoroughly, coordinated with our realtor and escrow and just overall made everything run so smoothly.

THANK YOU JULIE AND TEAM for everything!
Julie not only gave us a great new rate, lower monthly payment but also the confidence that we were in great hands.

Julie is a ROCKSTAR!!!
This has been a positive experience from day one. Julie walked us through the process and was extremely communicative!


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The Turnkey Foundation, Inc. d/b/a Arbor Financial Group is an Equal Housing Lender. In all jurisdictions, the principal {NMLS: 236669} licensed location is 2932 Daimler Street, Santa Ana, CA, 92705. {Julie Aragon MLO #250691}