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What is a FHA Streamline loan?



I’m curious, what is an FHA streamlined mortgage?



FHA streamlines are a no income documentation and no appraisal refinances. They’re really great if interest rates have dropped since you purchased your home.

As the name implies it’s a much more streamlined process than your usual refinance, but there are some items to be aware of – mainly that you may need to bring in cash to close, since the FHA has limits on the amount of closing costs and prepaid items.


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The Turnkey Foundation, Inc. d/b/a Arbor Financial Group is an Equal Housing Lender. In all jurisdictions, the principal {NMLS: 236669} licensed location is 2932 Daimler Street, Santa Ana, CA, 92705. {Julie Aragon MLO #250691}