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Qualifying For An FHA Loan With A New Job?


Hi, I’m starting a new job next week. It’s in the same industry, just at a higher level title and a higher salary. I read an older post somewhere that a job change would be fine so long as you’re in the same industry the last two years. Is that still the case for an FHA loan?


That’s correct. You can use the new salary with a signed offer letter. In fact, you don’t even need to start at the new job, so if you’re in between jobs, if you’ve got that signed employment letter with a start date, you can use that new salary. It’s called expected income under FHA guidelines.

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