"Mortgages can be fun!"

(said no one ever)

But It Doesn't Stop Us From Trying


Common questions when having a co-borrower on a mortgage in 2019

Co-borrowers are common when getting a mortgage, but having multiple incomes, assets, credit scores and liabilities, can add some complexity. Especially when it comes to knowing what you can qualify for. Here are some questions we’ve answered about mortgages where multiple borrowers are involved:

If my spouse makes more than me, should I still be on the loan?

It’s usually better not to be on the loan if you don’t have to. There are a few minor benefits to being on a loan (ex: building up good credit) but generally they’re not appealing enough for most people to put themselves on mortgages unnecessarily.


PS Check out our simple eval process where you can choose whether you want to: get real rates specific for your scenario (beware of teaser rates!), see how much home you can afford, get pre-approved, or quickly submit your contact info so we can get back in touch.


Santa Monica HQ: 
312 Arizona Ave, Santa Monica, CA 90401
(310) 340-6606

Inland Empire Expansion in Riverside (92501)
(909) 766-9997

julie@juliearagon.com julie@juliearagon.com call (310) 491-5958 (310) 491-5958


🏠in LA but serving all of California 🙌

If you are using a screen reader, or having trouble reading this website, please call us at (310) 340-6606

The Turnkey Foundation, Inc. d/b/a Arbor Financial Group is an Equal Housing Lender. In all jurisdictions, the principal {NMLS: 236669} licensed location is 2932 Daimler Street, Santa Ana, CA, 92705. {Julie Aragon MLO #250691}