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Find Out How Much Home You Can Afford BEFORE You Fall in Love on Zillow!

We’re a Match if…

 You want to be treated like a real person, be listened to, feel empowered along the way.

 You’re cool with the fact that:

  • we are not your mama’s loan officer
  • we do things differently
  • we don’t sugar coat things
  • we are straight shooters

 You want to work with a team who has developed innovative ways to get stuff done quickly and efficiently and will keep in touch regularly whether that’s a quick text to let you know what’s up during the loan process or an email reminder to make sure you’ve filled out everything you need to then we are TOTALLY for you.

We’ve been in the mortgage  business for almost 15 years and we know what works, and what doesn’t, and we conduct our business as such. We always aim to provide 5 star service, and we deliver on our word.

But don’t take our word for it.

Check out what our clients think about the Julie Aragon Lending Team:



“Julie is a straight shooter, she will always tell you how it is, she will not start working on your loan until you give her everything she asks you, but she will always deliver on her promises and never let you down.”





“I called Julie and she walked me through every step and what was to be expected, which was so much more than our previous  lending company did for us.” Next time I will be going to Julie – with Julie I know what to expect.”





“Working with a well-organized, honest and experienced loan officer like yourself has been such a breath of fresh air. I was always at ease knowing ‘It WILL’ get done!  I also LOVE your level of communication – never left wondering where we are and what’s next.  Thanks again for making the complicated process of obtaining a mortgage simple for my family!”



We LOVE what we do, so it’s only natural that we seek to love our clients too.

mortgage cheersWhether it’s taking extra time to walk them through any steps they get stuck on or surprising them with something special during the loan process (you’ll see what we mean!) – everything we do is geared towards building a long lasting relationship with our clients who are more than just clients – they are people we value, the people who we respect, and the people we love “cheers-ing with” to celebrate another successful closing.

So, with that being said, if you’re looking for someone to feed you fluffy advice, or beat around the bush, you might want to seek someone else’s services, but if you’re ready to work with a team who’s going to roll up their sleeves and go to bat for you – and be honest along the way – then you’re in the right place.

Note: It’s a great starting point for you to fill out our brand-new, easy breezy loan application – after you do this, you will receive an email from us with a link where you can upload all your necessary docs securely.


*Contact us directly* for a free mortgage pow-wow. 

Julie kept the process simple for us
...My hubby and I worked with Julie to purchase our first home and it was awesome!  BTW, guess where we found her....on Yelp, duh!  We actually screened a bunch of lenders before we decided to work with Julie, and we are really happy we did the research.  We clicked, and worked really well together. This was a learning process for us, and Julie kept the process simple for us.  We had a ton of questions about the home-buying process, how our life savings were about to be spent, and she made us feel comfortable with the process...

If you’re in the market for a mortgage broker… seriously, look no further
...Julie was a breath of fresh air. She's smart, experienced, easy to communicate with, and a consummate professional every step of the way. She provided a safe and secure way for us to share our financial information...Despite this insanely competitive market, my wife and I are now moving into a beautiful condo near the beach, and we have Julie Aragon to thank for it. If you're in the market for a mortgage broker... seriously, look no further.

She was able to help us understand the entire process
Julie was amazing.  We are first time home buyers so the process was just extremely intimidating for us and we were so full of questions.  She was able to help us understand the entire process and answer all of our questions.  I would say without her and her team we probably would have lost our minds worrying over every little thing but she was able to help us every step of the way...

Julie!!!!!! You are the!

Julie!!!!!! You are the! You made it happen! When others would always denied us... Thank you so much for helping us refinance our home! You are a miracle woman!! You made it, so easy and fast for us! Excellent customer service! I'm Definitely going to recommend you! Thank you again Julie!

Her professional yet enthusiastic demeanor immediately put us at ease
As first-time homebuyers, my husband and I were nervous about the whole process - until we were referred to Julie and her team. Her professional yet enthusiastic demeanor immediately put us at ease and actually turned an intimidating process into an exciting one. She sent us frequent updates, answered our questions quickly and thoroughly, coordinated with our realtor and escrow and just overall made everything run so smoothly...

I’m am really happy I called her and trust me you will too!
...There are so many lenders out there that make promises they don't intend to keep just to get the commission. So picking a lender can be really difficult, I KNOW!
I'm am really happy I called her and trust me you will too! THANK YOU JULIE AND TEAM for everything!

Julie is a ROCKSTAR!!!
Julie is a ROCKSTAR!!! We found Julie while searching on Yelp. We are so glad!
This has been a positive experience from day one. Julie walked us through the process and was extremely communicative!

The Turnkey Foundation, Inc. d/b/a Arbor Financial Group is an Equal Housing Lender. In all jurisdictions, the principal {NMLS: 236669} licensed location is 2932 Daimler Street, Santa Ana, CA, 92705. {Julie Aragon MLO #250691}

312 Arizona Ave, Santa Monica, CA 90401 | (310) 491-5958